Terms of Service
Last updated: April 2026
1. Acceptance of Terms
- By using loanhacking.io you agree to these terms.
- If you do not agree, please do not use the site.
2. Description of Service
- Loanhacking.io provides free online financial calculators.
- Tools include mortgage, car loan, car purchase, credit card, personal loan, and title loan calculators.
- All tools are provided free of charge with no account required.
3. Disclaimer - Not Financial Advice
- All calculations are for informational and educational purposes only.
- Loanhacking.io does NOT provide financial, investment, tax, or legal advice.
- Results are estimates based on the inputs you provide and standard mathematical formulas.
- Actual loan terms, interest calculations, and payments may vary depending on your lender.
- Always consult a qualified financial advisor before making financial decisions.
- We are not responsible for decisions made based on calculator results.
4. Accuracy
- We strive to provide accurate calculations using standard financial formulas.
- We do not guarantee the accuracy of any results.
- Tax rates, interest calculations, and loan terms may vary by lender and jurisdiction.
- Users should verify all calculations with their financial institution.
5. Intellectual Property
- All content, code, design, and calculations on loanhacking.io are the property of loanhacking.io.
- You may not copy, reproduce, distribute, or create derivative works without permission.
- Unauthorized reproduction is prohibited.
6. Use Restrictions
- You may use the calculators for personal, non-commercial purposes.
- You may not scrape, copy, or automate access to the site.
- You may not attempt to reverse-engineer the calculation logic for commercial use.
7. Limitation of Liability
- Loanhacking.io is provided "as is" without warranties of any kind.
- We are not liable for any damages arising from use of the calculators.
- Maximum liability is limited to zero dollars as the service is provided free of charge.
8. Changes to Terms
- We may update these terms at any time.
- Continued use of the site constitutes acceptance of updated terms.
9. Governing Law
These terms are governed by the laws of the United States.
10. Contact
For questions about these terms, visit loanhacking.io.